These days, almost everyone owns at least one credit card. Their repayment habits on the card often play a significant role in establishing their stand in front of present and future lenders and establishing one’s financial credibility. This makes it essential for an individual to know how to check credit …
Read More »How to Claim Tax Benefits on Home Loan in India?
Owning a home is one of the greatest achievements in one’s life. To encourage the inhabitants of India to make purchases, there have been several efforts from the side of the Government. Over the last few years, several schemes have been introduced into the market. And claiming tax benefits on …
Read More »What is Loan Pre-Payment and How it works?
Credit allows us to fulfill our needs that our savings or income cannot support. Also, there are different types of loans, depending upon the needs of the borrower. Each loan is tailored differently to serve a particular purpose. However, when it comes to personal loans, one cannot deny the fact …
Read More »Flat vs. Reducing Interest Rates on Loan EMIs
To help people achieve their financial desires, various financial firms and banks come forward and offer loans. You can get a vehicle loan, education loan, home loan, personal loan, gold loan, and property loan from banks. Most of the banks offer such loans at reasonable interest rates. It’s obvious that …
Read More »What are the Different Types of Bank Loans in India?
Banks lend loan for a specific period at a fixed interest rate. The borrower needs to pay back the money, which includes the rate of interest as well as the principal amount. From buying houses to set up a business, loans can be used for several reasons. Loans fulfill your …
Read More »Should I get a Personal Loan to Pay off my Credit Card Debt?
Everyone at a certain point of time in their life faces a financial crisis. And at such times, borrowing money seems to be the only option available. Plus, the credit cards have made spending money easier than ever. In the process of buying products first & paying afterward, people might …
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